Service | Foresights

Help the family establish a sound governance structure and assist in the management of the family's wealth, assets, businesses and affairs for the long-term development of the family and the preservation of the family's core values and common interests.

Client-centric service orientation
One-stop comprehensive service
Customised solutions
Highly professional and reliable team
Diversified investment opportunities and asset allocation
Comprehensive investment management and post-investment services
Sensitive and effective risk control management

Family Fund

Ultra-high net worth clients and wealthy families choose to delegate full or partial authority for the investment and management of their assets to Foresights's team, organically integrated with the EAM model through the creation of personalised family funds, while asset custody and aggregated records are handled by the custodian bank. This enables the preservation and growth of family assets while meeting the investment needs of the client.

Putting the Family's Interests First: receiving commissions based on the fund's investment performance, matching investment returns and aligning with the family's interests
High Degree of Exclusivity: family funds are fully owned by the family, giving family members a higher degree of control and participation in the investment decisions and operations of the funds
Strong Bargaining: Enjoy favourable trading conditions for institutional investors, obtaining more competitive trading prices and lower trading costs, breaking down limitations and broadening trade execution routes in order to obtain better trade execution and broader market exposure
High Level of Confidentiality: Strict information protection measures are in place to limit the scope of information disclosure and to ensure the confidentiality and secrecy of investment decisions
Flexible Investments: Flexibility in choosing investment targets, asset classes and geographic regions based on market conditions and the family's own needs, so as to better adapt to changes in the marketplace and to seek out more valuable and rewarding investment opportunities.
Independence: greater autonomy and independence in making investment decisions without excessive interference from external organisations or investors. You will be able to make faster decisions and adjust your investment strategy and portfolio in a timely manner.
Tax Optimisation: family assets are placed in a family fund and invested in the form of a fund, which reduces the tax burden through reasonable tax planning and tax incentives, thus increasing the net return on assets
Comprehensive Support: Experienced team with deep expertise in financial management, investment management, legal consulting and family governance. Integrating professional resources from multiple fields to provide comprehensive support and services to the family.

External Asset Managers (EAMs) are professional individuals or organisations, independent of financial institutions, who make asset management and investment decisions on behalf of their clients, provide independent investment advice and services, and are committed to managing and enhancing the value of their clients' portfolios. EAMs typically work closely with their clients to understand their investment objectives, risk tolerance and specific needs in order to develop customised investment strategies. EAM typically builds a close relationship with its clients to understand their investment objectives, risk tolerance and specific needs in order to develop a personalised investment strategy. As a third-party platform, the EAM has a tripartite contractual relationship with the client and the private bank. The client entrusts the EAM with the management of his/her assets with the Private Bank, which acts as a custodian of the assets to ensure the safety of the client's assets.

Client-centric

EAM is committed to providing personalised and comprehensive investment and wealth management services based on the needs and interests of our clients. We work with clients to understand their needs and objectives and develop investment strategies and recommendations that are tailored to their unique circumstances and preferences.
Clients use EAM as a unified service window to communicate with multiple banks and achieve cross-geographical and multi-bank management of their assets to meet their diversified investment needs.

Asset Security and Privacy Protection

In the EAM model, clients' assets are usually held by a private bank or other custodian. This arrangement ensures the security and traceability of client assets and reduces potential risks.
The EAM model simplifies the KYC process for the client and reduces the client's exposure to multiple banks, thereby favouring the protection of the client's privacy. Clients simply establish a close relationship with EAM and enjoy professional asset management services, while limiting the disclosure and sharing of personal information to the extent necessary.

Independence and Professionalism

As an independent professional body, it is independent and separate from financial institutions. This independence ensures objectivity and neutrality in investment decisions, free from conflicts of interest of financial institutions.
EAM consists of experienced investment professionals with in-depth market knowledge and investment experience. Comprehensive research and analysis is conducted to make informed investment decisions, and portfolios are constantly monitored and managed to achieve clients' financial objectives.

Process Optimisation and Cost Control

EAM's extensive network of partners facilitates quick and comprehensive access to research reports and investment information, reducing the time and cost of communicating with a single bank to measure each one. EAM also has greater bargaining power when negotiating with banks. This enables them to secure more favourable trading conditions and fee structures for their clients, thereby minimising the external fees paid by clients.

Help family members plan inheritance, formulate reasonable will and trust arrangements to ensure a smooth transition of property between generations. Provide education and training programs to help the next generation of family members acquire financial management skills and pass on the family's values and financial wisdom.

Estate Planning: Assist family members in estate planning and formulate wise property distribution strategies. Work with family members to assess the value, structure and nature of family assets, formulate a will or trust plan, ensure the smooth transfer of assets among family members, and minimize estate tax and other financial risks.
Tax Planning: through the guidance and planning of a professional team, minimize the tax burden, use various legal means and preferential policies, optimize the inheritance structure, ensure the stability and continuity of family wealth inheritance, and provide sustainable income for future generations Wealth protection and benefits, and ensuring compliance and legal compliance.
Trust Management: assist customers to set up trusts and provide comprehensive trust management services. Asset protection and succession planning through trust structures, as well as tax planning and optimization. Help clients place assets in trusts to protect them from risks such as creditors and legal disputes, and ensure the smooth inheritance of wealth to the next generation.
Family Charter and Family Foundation: Assist family members in developing a family charter that defines the family's values, vision, and governance structure. A family constitution can provide guidance to family members and ensure the sustainable management of the family wealth. It can also help set up a family foundation to support family members' education, philanthropy, and other family goals.
Succession Planning and Family Deacon Council: Assist family members in succession planning to ensure a smooth transition of wealth to the next generation. Participate in the development of succession planning, develop the leadership skills of family members, and coordinate the operation of the family deacon. The Family Deacon Council is a decision-making body composed of family members responsible for overseeing and managing the family wealth and ensuring the inheritance of family values.
Family Education and Training: Provide family education and training programs to help family members acquire knowledge and skills in financial management, investment, tax planning and family governance. This helps family members better understand and manage family wealth and prepare for wealth inheritance.
Philanthropy Management and Pro Bono: Assist in managing the family's philanthropic activities, develop philanthropic strategies, manage philanthropic funds, evaluate programs, oversee execution, build partnerships, foster family engagement and ensure compliance to advance the family's philanthropy and maximize its benefits social influence. Improve the sense of social responsibility of family members, thereby bringing a positive impact on the family and the enterprise, and can also inherit the excellent family culture.

Responsible for the management of the family's assets, including financial assets (e.g. stocks, bonds, real estate investments, etc.) and non-financial assets (e.g. real estate, artworks, jewelry, etc.). Assisting family members in asset allocation and risk management, identifying investment opportunities, executing and settling transactions, and working with professional advisors to ensure the preservation and appreciation of assets.

Asset Allocation and Diversification: Work with family members to develop asset allocation strategies and allocate funds to different asset classes, such as equities, bonds, real estate, and private equity. Based on the family's financial objectives, risk appetite and time horizon, we reduce risk through diversification and seek to optimize investment returns.
Investment Management and Oversight: Responsible for overseeing and managing the family's investment portfolio. Work with a team of investment professionals to conduct investment research, risk assessment and execute trades. Closely monitor market dynamics and the investment environment, and make timely adjustments to investment strategies and portfolio allocations to maximize asset appreciation.
Asset Preservation and Risk Management: We are committed to preserving the value of our family's assets and managing risk. We minimize investment risk through careful risk assessment and diversification of investment portfolios. We work with insurance companies to provide appropriate insurance coverage for the family's property and financial interests.
Asset Income and Cash Flow Management: Responsible for tracking the income and cash flow position of the assets. Monitor investment income, rental income, dividend distributions, etc. and ensure timely cash flow management. Work with family members to develop budgets and capital plans to ensure proper use and utilization of funds.
Asset Appraisal and Valuation: Conduct regular appraisal and valuation of the family's assets. Appraisals are conducted by professional valuation organizations to understand the net worth and market value of assets. This helps family members understand the actual value of assets and provides a reference basis for financial decisions.
Purchase and Sale of Assets: Responsible for assisting family members in the purchase and sale of assets. Work with real estate brokers, investment banks and other professional organizations to identify suitable investment opportunities and execute and settle transactions.
Alternative Asset Investments: Diversify funds across asset classes by investing in alternative assets to reduce overall portfolio risk. While traditional asset classes may underperform in certain market environments, alternative assets typically have lower correlations and provide better resilience during market volatility.
- Cryptocurrency Investment: Participate in the growth of the digital asset market by investing in cryptocurrencies. This includes investing in mainstream cryptocurrencies such as Bitcoin and Ether, as well as other innovative cryptocurrency projects with more risk and potential.
- Venture Capital: Understanding market trends and innovative industries, providing capital and strategic support in exchange for equity or other forms of return by partnering with startups or high-growth potential companies.
- Private Equity: Participate in the growth and development of companies through private equity investments, including acquisitions, restructurings and exit strategies. It is a long-term investment strategy with high return potential and is essential for portfolio diversification and risk management.
- Real Estate Investment: Includes commercial real estate, residential real estate, land and real estate funds. We conduct in-depth research on real estate markets and local economies to realize capital appreciation and income from real estate investments, thereby providing stable cash flow and the potential for capital preservation.
- Infrastructure Investments: Investments in public facilities and infrastructure projects, including transportation, energy, communications and water. These investments typically have long investment cycles and stable cash flow returns. By participating in infrastructure projects, we are able to generate long-term stable income and support social development and economic growth.

Overseas Life Insurance

We offer a wide range of insurance plans to meet the security needs of individuals and families. Provide financial support for the family, provide protection in retirement or old age, prepare for the future of future generations of the family, ensure smooth transmission of family wealth between generations and protect important assets from unexpected risks. Through proper planning and purchase of appropriate insurance plans, families can enjoy long-term financial security and protection, ensuring the continuation of family wealth and the well-being of family members.

Global Property Investment

Property investment is an attractive long-term investment strategy. By purchasing properties and renting them out, investors receive a steady cash flow and the potential for asset appreciation. Property investment provides a stable rental income to support financial planning and economic goals. At the same time, property values are expected to grow over time, providing investors with capital appreciation. In addition, property investments provide asset diversification, helping to reduce investment risk and balance portfolios. While factors such as risk management and market volatility need to be taken into account, the advantages of property investment lie in its long-term investment returns and tax benefits, providing investors with stable and potentially lucrative financial returns.

Immigration Consultation

We provide our clients with personalised immigration solutions and a full range of services according to their backgrounds, goals and needs, including choosing a suitable target country or region, formulating a reasonable immigration plan, answering legal and visa questions, and preparing the necessary documents and materials. In addition, we also provide support on education, employment, community adaptation and cultural integration to help clients settle and live smoothly in their new country or region. Our services cover areas such as immigration representation, counselling for further education, global asset allocation, and overseas investment management.

Overseas Education

We provide personalised guidance to help our clients' children achieve a successful overseas education journey. We have established partnerships with a number of academic institutions and have a team of professional counsellors and experienced tutors to provide students with a full range of academic planning, advice on choosing a university and preparation for interviews. Whether choosing a pre-university course or applying directly to a university, we provide personalised advice and support to students based on their interests, abilities and goals. Our aim is to help students succeed in their overseas studies by providing professional guidance and resources to ensure they can develop their full potential, expand their international horizons and build a solid foundation for their future careers.